Stockwatch

What annual return did I actually get?

Turn a start value, an end value and a number of years into a compound annual growth rate.

Compound annual growth rate
+20.1%
Gain of ₹1,50,000.
Started with
₹1,00,000
Ended with
₹2,50,000
Over
5 years
Total change
+150.0%

Year by year

YearValue if it grew evenly
1 ₹1,20,112
2 ₹1,44,270
3 ₹1,73,286
4 ₹2,08,138
5 ₹2,50,000

What CAGR is

The single yearly rate that would have taken the starting value to the ending value if it grew by exactly that much every year. It is a way of making different periods comparable — a 150% gain over five years and a 25% gain over one are hard to weigh against each other until both are expressed per year.

What it hides

CAGR says nothing about the journey. An investment that doubled, halved and doubled again can show the same CAGR as one that rose steadily, and the two were nothing alike to live through. It is a summary, and the year-by-year figures on our company pages are the detail behind it.

When not to use it

CAGR only works for a single amount left alone. If you added or withdrew money along the way, the answer you want is XIRR.

What actually happened, instead of an assumption

Every figure above rests on a rate you chose. These pages use the prices that really occurred.

Not investment advice — read the disclaimer.