Value of ₹10,000 invested on 01 Nov 2021, month by month.
| Where | Worth now | Change | Against IOB |
|---|---|---|---|
| Indian Overseas Bank | ₹13,430 | +34.3% | — |
| NIFTY 50 | ₹12,858 | +28.6% | ₹572 more |
| Fixed deposit at 6.5% | ₹13,696 | +37.0% | ₹266 less |
The NIFTY 50 figure is the index itself over the same dates, which like this page counts price only and no dividends — so the two are measured the same way. The fixed deposit line assumes a steady 6.5% a year for the whole period. No bank held one rate that long: Indian deposit rates ran from around 9% in 2014 to about 5.5% in 2021. Treat it as a yardstick, not a record of what a deposit actually paid.
| Year | Change |
|---|---|
| 2026 | -20.5% |
| 2025 | -30.2% |
| 2024 | +19.5% |
| 2023 | +34.9% |
| 2022 | +57.7% |
| 2021 | +90.2% |
₹10,000 at ₹21.40 a share buys 467.29 shares. Held to the close of 30 Oct 2026 at ₹28.74, those shares are worth ₹13,430. Dividends are not included, and neither are brokerage, taxes or charges — the real figure would differ on both counts.
Data covers 30 May 2016 to 30 Oct 2026 (2,579 trading days), from end-of-day NSE prices. This page is a record of what prices did. It is not advice, and nothing here is a recommendation to buy or sell — read the disclaimer.